Differentiate Your Business

United States Fire Insurance Company, a Crum & Forster Company, is a forward-thinking company specializing in unique products for diverse client solutions. They offer a complete suite of Medicare Supplement plans including Plan L, a cost effective alternative to Medicare Advantage. Plus, with this carrier you can offer a pet prescription savings program. This program is through PetGeniusRx and provides discounts on hundreds of pet medications.

Get Contracted


Competitive Features & Benefits

Pet Prescription Savings Program

Increase Medicare client retention by offering pet-owning clients the ability to purchase pet prescriptions at discounted prices.

Lifetime Renewals in Most States

The lifetime renewal structure allows agents the opportunity to build a steady stream of income from products sold.

Lucrative Commissions With Daily Payouts

Up-front commissions with daily payouts ensure agents are paid both competitively and promptly.

Competitive Rates

These plans go head to head with the big names in the Medicare Supplement industry.

Household Discounts in Most States

7% household discounts are available without requiring another household member to hold a policy.

Easy to Use E-App

This technology tool reduces errors and can even have e-signature or voice signature options.

Pet Prescription Savings Program

PetGeniusRx FAQ Pet Medications

What's Unique About Plan L

Low Cost

Low cost (lower than Plan N) & low out-of-pocket costs.

Freedom to Choose

Freedom to choose any provider.

Competitive Coverage Before Out-Of-Pocket Cap Is Reached

75% coverage on the gap left by Medicare until the out-of-pocket cap is reached.

100% Coverage After Out-Of-Pocket Cap Is Reached

After hitting the out-of-pocket cap, the plan shifts to 100% coverage.

Fits a Specific Client Need

Works well for those who have Health Savings Account funds to spend.

Cross-Sell Opportunities

Clients can use the savings to get additional coverage such as hospital indemnity, cancer, recovery care, final expense, etc.

About Crum & Forster

Established in 1822, Crum & Forster has proudly served customers with the utmost professionalism, excellent service and a diverse portfolio of customized products. Their agile structure enables them to respond quickly to the changing needs of clients while reinforcing their commitment to service excellence.

Medicare Supplement Insurance Plans are underwritten by the United States Fire Insurance Company, C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by A.M. Best Company 2018.

The insurance companies within Crum & Forster are United States Fire Insurance Company. The North River Insurance Company, Crum & Forster Insurance Company, Crum & Forster Indemnity Company, Crum & Foster Specialty Insurance Company, Seneca Insurance Company, Inc., Seneca Specialty Insurance Company, First Mercury Insurance Company and American Underwriters Insurance Company.#AH-1912